Keytrade Bank does not charge you even one eurocent to open or manage your online accounts, in other words, these accounts are completely FREE OF CHARGE.

How can I open an online savings account?

Complete and sign the 'Banking relationship application form' and return it to us together with a copy (both sides, black and white, A4 form) of your ID card or passport. As soon as we receive all documents and after approval of your application, we will open your accounts and provide the necessary passwords to manage your accounts online. Keytrade Bank offers you automatically three accounts: a current-, a savings- and a trading account. Thanks to these free accounts you can manage your money yourself at a lower cost. Click here to open your account online.

Who can open a savings account?

Everyone can, after approval of his application for a banking relationship, open a free savings account with Keytrade Bank.

The AZUR savings account is a bank product with maximal flexibility and minimal costs. Automatically, a free current- and trading account will be opened linked to your savings account. You will not have to pay any opening or management costs for the three accounts. Furthermore, you can benefit from all classic banking and trading services.

Is a minimum amount required to activate the savings account?

No. You save as much as you want. On your own rhythm. From the first deposit you put on your savings account, the interest starts to run. If it is a deposit of € 1 or € 10,000.00, that doesn't change a thing.

Which interest will I get on the online AZUR savings account?

The AZUR savings account has a basic interest rate of 0.01%*, with 0.10% fidelity premium.  * Interest rate applies on the total amount of your savings account. The interests are calculated on an annual basis.

When will the money on the savings account yield interest?

From the day after the money is placed on your savings account it will produce interest. You will benefit from the basic interest rate of 0.10%!

How do I do cash withdrawals from my savings account?

Your money is always available. You can transfer an amount on line from your savings account to your current account with Keytrade Bank. From your current account you can transfer this amount further to for instance the account of a third person.

Due to legal reasons you can only transfer money from your savings account to another account in your name with Keytrade Bank. You can easily withdraw money at our cashier's desk. Please contact us at least three days in advance so we can put the amount you wish to withdraw at your disposal. If you have applied for a Bancontact/MisterCash card, you may also withdraw money from ATMs in Belgium and abroad.

What is the basic banking service Keytrade Bank is offering me?

Any private individual legally resident in the European Union has the right to hold at least one current account; this is what is known as a basic banking service.

At Keytrade Bank, the basic banking service is free of charge and includes a current account with an associated debit card. The authorized transactions are:

• cash withdrawals via debit card
• money transfers
• standing orders
• direct debits
• and the completion of payment operations using a payment card or similar device

The cash deposits are not possible at Keytrade Bank. Any other transaction will be rejected.

For more information about this service, please visit the FPS Economy page at https://economie.fgov.be/fr/themes/services-financiers/services-de-paiement/service-bancaire-de-base